Clear Credit Card Debt

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Clear Credit Card Debt - Discreet Debt Advice

We guarantee DISCREET & IMMEDIATE DEBT HELP if:

0 you owe £2,000+ (see Note1 & Note 3)
0 you have a minimum of 2 creditors (See Note 2)
0 you are in paid employment

Note 1: Excluding Mortgages & Secured Loans.
Note 2: Unsecured loans and/or credit cards.
Note 3: If you have £15,000+ Debts then you could also be suitable for a Government backed IVA debt solution.
Note 4: If you live in Scotland then you could use a Trust Deed to clear all your debts. Use the form below to enquire about a Trust Deed.

So for now, don't worry! To apply for discreet Debt Help just fill in the short form below and a Debt Expert will call you back at the time you specify.

Enter Title Here

Please complete all Fields marked with an *
Forename*	Surname*
Address line 1*	Address line 2
Town*	County*
Postcode*	Email address*
Nature Of Income*	Residency Status*
Monthly Net Income*
Monthly Expenses* (Excluding unsecured debt repayments)
Home/work phone* (If no Home/work phone please enter Mobile number here too.)
Mobile Phone* (If no Mobile please enter Home/Work number here too.)
Best time to contact*
Number of Debts*
Total Amount Owed* (Excluding mortgages & secured loans)

Options To help Clear Credit Card Debt

There are a number of options open to UK residents when it comes to sorting out issues with debt. The majority of debt is unsecured e.g. credit and store cards, car finance or straightforward loans. All the debts can get out of control and the job of a debt help company is to help you work out the best way to clear or substantially reduce the debts, without building up any more debt.

As there are varying levels of debt to deal with, there are a number of solutions available to help clear/reduce debts of varying amounts.

Debt Management
This option is available when your debts are over £5,000. It's pretty straightforward in that a debt advisor will calculate the amount of debts you owe and then work out what you can afford to pay your creditorss each month. The advisor will then negotiate with your creditors on your behalf. This will help you to reduce all the hassle and stress of dealing with a range of creditors who may not be so happy with this option. However, debt advisors are experts in these situations so can really help to put together an effective solution.

IVA
This debt help option is a lot more formal than debt management but is designed to help clear your debts over the 5 year term of the Individual Voluntary Arrangement. After the 5 years are up you'll be debt free and able to start with a clean credit history. An IVA requires that you a minimum of £15,000 of Unsecured debts.

Taking out an IVA is nowhere as extreme as going bankrupt, although this is another option that could be discussed with your debt advisor. And in Scotland the IVA equivalent is a Trust Deed.

Getting yourself out of debt may initially sound like it's going to be a long long struggle but with our specific solutions to help clear credit card debt you'll have your mind put at rest as soon as you speak with one of our qualified debt experts.