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Unenforceable Consumer Credit Agreements - Credit & Loan debts cleared

 

Just imagine having all your debts cleared from your Credit Card and/or Loan agreements, and then being in a position to start fresh again. Wouldn't that be a load off your mind, and no more stress?

Well, now it's possible as many of credit card and loan companies have
fallen foul of the 1974 CCA and there are 1,000's of people with
unenforceable consumer credit agreements. And because of these invalid consumer agreements, if you owe more than £2,500 on a credit card or loan it is possible to wipe clear all the outstanding debt.

To find out whether your credit agreement is unenforceable, and have £1,000's wiped off your debts, then here is what you need to do now:

  • check to see if you fit the Validation Criteria in STEP 1 below.
  • if you fit the Validation Criteria then please send us your Contact details shown in STEP 2.
  • our experts will then contact you to help clear £1,000's off your debts.


 

Unenforceable Consumer Credit Agreements Explained

Under regulated consumer credit laws loan merchants, credit card companies or businesses who hand out any form of credit have to strict guidelines which is formed by the government regulated CCA 1974.

However, many of these lenders have not stuck by the letter of the law and 1,000's of credit agreements issued before April 2007 which have lots of flaws and as such the loan agreement can be proven to be invalid. In lots of cases this means you can clear credit card debt or single or multiple loan debts and even legally recover back any loan installments, including any interest you paid.

For example, unfair terms in your consumer credit agreement could be:

  • it doesn't show the credit charges
  • the interest rate and whether it is likely to change during the agreement
  • it doesn't have your signature
  • it doesn't have a notice of cancellation (if it is a cancellable agreement)
  • no specific details of the repayment schedule

The above are just a sample of the terms which if they don't appear can lead to an unenforceable credit agreement. With so many variables to know about our experts can help you decipher all the jargon and let you know very quickly if you have a winnable case.

To learn more about unenforceable consumer credit agreements and whether you could be helping to save lots of money and also reclaim lost interest, then don't delay any longer and complete the short Contact form above. And be in touch with a credit expert in minutes.


"You may think that once you've signed a contract, it's legally binding, no matter what. But if the terms in the contract are judged to be unfair, you may not be bound by them."
   
"The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals."

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