Unenforceable Credit Card Agreement

Just imagine having £1,000's wiped clear from your Credit Card agreement(s), and then being able to start fresh again. Wouldn't that be a load off your mind, and no more sleepless nights?

Well, now it's possible as lots of credit card and loan organisations have
fallen foul of the 1974 CCA and there are 1,000's of people with
unenforceable credit agreements. And because of these unenforceable agreements, if you owe more than £2,500 on a credit card or loan it is to wipe clear all the outstanding debt.

Unenforceable Credit Credit Agreement Explained

Under regulated consumer credit laws loan companies, credit card companies or businesses who provide any form of credit have to strict guidelines which is formed under the Consumer Credit Act 1974.

However, many of these lenders have not operated according to guidelines and 1,000's of credit card agreements issued before April 2007 that have lots of missing terms and as such the loan agreement can be proven to be unenforceable. In lots of cases this means you can clear multiple credit card debts or single or multiple loan debts and even legally recover back any loan installments, including any interest you paid.

For example, unfair terms in your consumer credit agreement could be:

• it doesn't show the credit charges
• the interest rate and whether it is likely to change during the agreement
• it doesn't have your signature
• it doesn't have a notice of cancellation (if it is a cancellable agreement)
• no specific details of the repayment schedule

That shown above are just a sample of the terms which if they don't appear can lead to an unenforceable credit agreement. With so many paramters to know about our finance experts can help you cut through all the small print and let you know very quickly if you have a winnable case.

To learn more about an unenforceable credit card agreement and whether you could be helping to save lots of money and also recover lost interest, then don't delay and complete the short Contact form above. And be in touch with a consumer credit expert in the next few minutes.

	"You may think that once you've signed a contract, it's legally binding, no matter what. But if the terms in the contract are judged to be unfair, you may not be bound by them."
	"The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals."