Unregulated Credit Agreements - Credit Card & Loan debts wiped clear

Just imagine having £1,000's wiped clear from your Credit Card and/or Loan agreements, and then being able to start fresh again. Wouldn't that be a load off your mind, and no more sleepless nights?

Well, now it's possible as lots of credit card and loan companies have fallen foul of the 1974 Consumer Credit Act and there are 1,000's of people with unenforceable credit agreements. And because of these agreements, if you owe more than £2,500 on a credit card or loan it is legally possible to wipe clear all the outstanding debt.

To find out whether your credit agreement is unenforceable, and have £1,000's wiped off your debts, then here is what you need to do now:

• check to see if you fit the Validation Criteria in STEP 1 below.
• if you fit the Validation Criteria then please send us your Contact details shown in STEP 2.
• our experts will then contact you to help clear £1,000's off your debts.
  

Unregulated Credit Loan Agreements Explained

Under very strict consumer credit laws loan merchants, credit card companies or companies who provide any form of credit have to abide by a certain code of practice, which is formed under the Consumer Credit Act 1974. This area is very much regulated and it is now possible for 'everyone' whol holds a credit agreement to challenge any payments to the credit company.

However, lots of these companies have not stuck by the letter of the law and 1,000's of credit loan agreements issued before April 2007 have lots of 'flaws' and as such the credit agreement can be proven to be invalid or 'unenforceable'. In certain situations this means you can clear credit card debt, or loan debts, and even claim back any loan payments, including any interest you paid.

For example, unfair terms in your credit agreement could be:

• it doesn't include the credit charges
• the rate of interest and whether it will vary throughout the course of the agreement
• it doesn't include your signature
• it doesn't include a notice of cancellation (if it is a cancellable agreement)
• no details of the repayment schedule

The above are just a sample of the terms which if they don't appear can lead to an unenforceable credit loan agreement. With so many parameters to know about our experts can help you cut through all the small print and establish whether you have a good case or not.

To learn more about unenforceable credit agreements and whether you could be saving yourself £1,000's and also reclaim lost interest, then don't delay and complete the short Contact form above. And be speaking with an expert in minutes.

	"You may think that once you've signed a contract, it's legally binding, no matter what. But if the terms in the contract are judged to be unfair, you may not be bound by them."
	"The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals."