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Typical Example

Here is an example of how an IVA could help you.

YOUR MONTHLY REPAYMENTS
WOULD BE

*Credit rating may be affected
*Fees apply, subject to individual’s circumstances

Typical Example

Here is an example of how an IVA could help you.

YOUR TOTAL REPAYMENTS
WOULD BE

*Subject to creditor acceptance
*Payment subject to individual circumstances
*Credit rating may be affected
*Fees apply, subject to individual’s circumstances

How We Can Help You?

Sophia Age 30 from Halifax

7 Creditors

-Halifax Credit Card: £1110.00

-Barclaycard: £4163.00

-HSBC: £4862.00

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Peter Age 62 from Cambridge

10 Creditors

-Lloyds Bank OD: £1539

-RBS Credit Card: £4728

-Lloyds Credit Card: £16424

Read More

Joint Couple from Newcastle

26 Creditors

-Total debt – £26,477

-Monthly before IVA £500

-Monthly after IVA £170

Read More

Look at Our 5 Star Ratings!

Sarah Billson 13 Apr, 2020

I just want to say that Zero Debts are real and they are responsible and have time for everyone. I recommend Mr Rag S who called me this morning and work out.

Stuart Kinsley 10 Apr, 2020

This company has been every so helpful with sorting my debts out, even with my niggles and worries, they have answered all my questions!

Hobibur Rohman 6 Apr, 2020

Best service very helpful would recommend this company, I was on the brink of losing my everything but with the help of thier service everything is back on track.

Start planning a debt free future today!

Check if you Qualify

Simply complete the form to see if you
qualify for any of the available
debt solutions.

You decide

They will explain all your options, so that you can decide which solution works best for you!

Start planning a debt free future today!

Check if you Qualify

Simply complete the form to see if you
qualify for any of the available debt solutions.

Consultation

A friendly & experienced advisor from Zero Debts will contact you to discuss your circumstances.

You Decide

They will explain all your options, so that you can decide which solution works best for you!

Debt Solutions

Individual Voluntary Arrangement (IVA)

Individual Voluntary Agreement An IVA is an agreement between you and your creditors to help you pay off your debts at an affordable rate. At...

  • June 29, 2019

Debt Management Plan (DMP)

Debt Management Plan (DMPs) Are you struggling under the weight of your mounting debts? Are you unsure each month how to get a hold of...

  • June 29, 2019

Trust Deed

Protected Trust Deed A Protected Trust Deed in Scotland is a legally binding arrangement between a person and their lenders, usually lasting for a duration...

  • June 29, 2019

Debt Arrangement Scheme (DAS)

Being unable to repay your creditors within a set time span or being stuck in a situation where your money-related issues seem to be spiraling...

  • June 29, 2019

Debt Relief Order (DRO)

A debt relief order (DRO) is one of the debt management options available to you if you are under a debt of £20,000 or less,...

  • June 29, 2019

Bankruptcy

Declaring Bankruptcy Bankruptcy may be the right solution for you if you have major debt problems. Declaring bankruptcy in the UK will allow you to...

  • June 29, 2019

Sequestration

Sequestration If you live in Scotland and you are unable to pay back unsecured personal debts worth in excess of £1,500, then you might be...

  • June 29, 2019

Debt Consolidation

Debt Consolidation - What is Debt Consolidation? Debt consolidation is a form of debt refinancing that means you take out one loan to pay off...

  • June 28, 2019